Mortgages
We help you through this process by; determining your requirements, sourcing the most suitable mortgage for your needs and ensuring the smooth progress of your mortgage offer and associated policies for your purchase:
- How Much Can I Borrow?
Whether you are a first time buyer, moving home, remortgaging for a better deal, buying to let or releasing equity, our experienced advisors will help guide you through the process and determine how much you can afford to borrow. The actual amount you are able to borrow depends upon your personal financial circumstances.
- What Type of Mortgage Suits You?
The main types of mortgages available are: Interest Only, Repayment and Flexible. We enable you to understand the choices and the range of mortgage product options available e.g. Discounted, Fixed, Capped, so that you determine what best suits your needs.
- Which Mortgage Deal Is Most Suitable For You?
We research the market in its entirety to ensure we obtain the most suitable mortgage for you. Whilst considering your monthly mortgage payments we also consider additional costs such as High Lending Charges, Redemption Penalties, Survey and Arrangement fees.
- How Much Will It Cost?
As well as your monthly mortgage payments and other extra costs, we also consider other associated costs from your Solicitors Fees & Stamp Duty,Valuation and Surveys: through to Personal Protection and General Insurance costs. Our initial meeting is free of charge and without obligation. If you then chose to use our services you have the choice of us being paid by commissions or paying us a fee.
- Who Will Help Me?
All of our mortgage advisors hold their Mortgage Advice Qualifications (MAQ) and offer Independent Mortgage Advice.
YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR
OTHER LOAN SECURED ON IT.
