General Insurance
We offer comprehensive insurance for building, contents and payment protection.
Buildings Insurance
If you have a mortgage, you will be required to have buildings insurance. Buildings Insurance will cover the structure of your home and will insure the full rebuilding costs, not the value of your property.
The insurance will generally cover fire, flood, water, subsidence, damage and other hazards. Accidental damage is usually an optional extra as is legal cover. The sum assured should always be sufficient to pay for the rebuilding of your home.
Contents Insurance
Contents insurance covers you for theft, loss or damage to all the furniture and possessions in your home. You can sometimes extend your policy by paying a bit extra to cover accidental damage to any of your contents and/or all risks, such as damage or loss of valuable items like cameras and jewellery inside or outside of your home.
In most cases you will get a discount if you buy combined building and contents insurance. Further discounts are available depending on how long you had this type of cover without making any claim.
